Why This Matters More Than Most People Realise
Settling someone’s affairs takes an average of 16 months and approximately 570 hours of effort. During a medical emergency, families often can’t access critical information at exactly the moment they need it most. Without the right legal appointments in place, decisions about care and finances can end up with tribunals rather than the people you trust.
Getting life ready isn’t just about writing a Will. It’s about building a complete picture — one that protects your wishes, puts the right people in charge, and gives your loved ones what they need whether they’re managing a crisis today or working through your affairs down the track.
Store everything in LifeReady’s Personal Digital Vault — one secure, accessible location where the right people can find what they need, when they need it.
Your Life
The documents that prove who you are and connect you to the organisations that make up your daily life.
- Birth certificate, passport and driver’s licence
- Medicare card and tax file number
- Professional certifications and education credentials
- Memberships, associations and subscriptions — including account details and direct debits that would need to be cancelled by someone acting on your behalf
Legal Documents and Planning
Having the right legal documents in place ensures your wishes are followed and trusted people have authority to act.
- Will and testament
- Superannuation beneficiary nominations (note: separate from your Will — your Will does not cover your super)
- Enduring Power of Attorney for financial matters
- Enduring Guardianship or Medical Treatment Decision Maker for personal and health decisions
- Advance Care Plan and organ donor status registered with Services Australia
- Statement of Wishes — the document that provides context and guidance to the people carrying out your plans
Home and Property
Running a household involves dozens of accounts and pieces of critical information. If you’re ever unable to manage things, your family needs this on day one.
- Property titles, rental agreements and strata information
- Utilities — electricity, gas, water, internet — with account numbers and provider contacts
- WiFi passwords, alarm codes, spare key locations and device passcodes
- Emergency plans and home maintenance contacts
Financial Accounts and Assets
A complete financial picture — assets and liabilities — is what your executor needs to act properly on your behalf.
- Bank accounts, credit cards and payment services
- Investment accounts, managed funds, cryptocurrency wallets and superannuation
- Investment properties and business ownership documents
- Mortgages, personal loans and other debts
- Life insurance, income protection and property insurance
Your Digital Life
Your primary email is the gateway to almost every other account you hold. Without credentials and recovery methods, your digital life becomes inaccessible — and accounts can continue generating charges or sit locked indefinitely.
- Primary email with 2FA codes, recovery codes and backup email
- Cloud storage, streaming services and banking platform logins
- Social media accounts — with notes on what you’d like to happen to each if you’re no longer here
Medical Information
In emergencies, paramedics and your medical team need immediate access to your allergies, medications and pre-existing conditions.
- Medicare card, health insurance details and ambulance membership
- Current medications, dosages, allergies and adverse reactions
- Pre-existing conditions, medical devices and disability plans
- GP, specialists and your appointed medical decision maker
Taking Action
Work through one category at a time and build as you go. The most important step is the first one — and even a LifeReady Vault with a handful of records is more useful than everything staying scattered.
A Will is not enough on its own. Complete life planning means having the right information in place across all categories — and making sure the right people can find it.
→ Download the LifeReady Checklist at lifeready.io/lifeready_checklist
→ Start your Digital Vault for free at app.lifeready.io/signup